Big decisions are multifaceted. It takes time to weigh the pros and cons and make an informed choice.
When comparing the costs of assisted living and in-home care for a loved one, a lot of energy and research go into deciding which approach is right for you.
Every family’s care needs, lifestyle goals, and finances are unique. You deserve a trusted source of information to understand your options and contrast the benefits of each.
When it comes to in-home care and assisted living, it’s important to consider both cost and value.
Assisted Living vs. In-Home Care: Comparing Costs and Value
Exploring the costs of in-home care and assisted living
On the surface, the difference between in-home care and assisted living seems simple; one provides daily care to your loved one in their home, while the other means relocating to a community where their needs will be met.
But there’s more to the equation.
Many families initially believe in-home care is the more affordable choice. But this may not be the case.
When the full costs of home ownership and upkeep and in-home care services are tallied, many discover assisted living is the more cost-effective option.
The costs of in-home care vary greatly, based on:
- The type of care needed
- The amount of care needed
- The state your loved one lives in
When it comes to in-home care, many families opt for either home health aide support or home maker services.
Home maker services offer support with household tasks a person has difficulty managing alone. This might include cleaning, cooking, and running errands.
Home health aides provide direct personal care services and support. This may include helping someone dress, use the restroom, or get around the house safely.
According to the Genworth National Cost of Care Survey from 2023, the national monthly average for home maker services was $5720, while the average monthly cost for home health aides was $6292.
In contrast, the monthly rate in assisted living communities will cover both of those needs.
Assisted living costs also include community and grounds maintenance, meals, housekeeping, and utilities. Consistent caregiving services, onsite medical support, safe accommodations, and security features are also part of the package when you choose assisted living.
According to the same survey, the average national monthly cost for assisted living in 2023 was $5350.
When you choose The Birches for your Clarendon Hills assisted living needs, you’ll appreciate our straightforward communication and rate transparency. We’ll make sure you know what your loved one’s monthly costs will be, before they move in.
You can explore our assisted living costs in detail and download our pricing sheet right on our website. Your Birches assisted living contract will detail your costs and what's included, so you can budget with clarity.
Families also appreciate that we don’t have an upfront community fee, which many assisted living communities require.
The value of assisted living and in-home care
The formula for a good quality of life is often difficult to quantify and highly personal.
When exploring in-home care, you and your loved one may value their ability to remain in a familiar environment. You may appreciate not having to transition them into a new place, and like the range of service options available.
It’s also important to weigh the potential drawbacks of continued life at home for your loved one. This includes safety concerns, whether their home needs repair, and if they have regular social opportunities.
Will your loved one’s home need safety modifications and updates, in addition to in-home care services? If so, these costs can add up.
In contrast, assisted living communities are designed to be safe and secure. Most feature standard safety accommodations, 24-hour security, and onsite medical care.
Assisted living communities also offer a range of regular programs, activities, and events. These are tailored to the wants, needs, and abilities of residents, and meant to promote engagement, enjoyment, and connection.
At The Birches, our extensive array of life enrichment offerings and programs enhance residents’ quality of life, while encouraging participation and independence.
Our holistic approach to successful aging means we’re focused on increasing your loved ones’ physical, mental, and spiritual health and well-being.
We also feature a culinary program that provides the nutrition and hydration our residents need to feel their best. At The Birches, mealtimes are a chance to come together to savor delicious food and enjoyable company. Here, we nourish body and soul.
Our compassionate caregivers take the time to learn residents’ personal preferences and earn their trust. We adapt to changing needs and provide customized assistance to help our residents feel secure and supported at all times.
Most seniors who transition into assisted living report their quality of life improves. Their loved ones also report less stress and worry, knowing they’re receiving considerate, consistent care in a comfortable, home-like setting.
Making your decision
Choosing between assisted living and in-home care is a deeply personal decision, based on your unique situation, budget, and care needs.
Enlisting the support of in-home care can help your loved one remain at home. Assisted living in Clarendon Hills represents a chance to begin a new chapter, full of fresh opportunities and additional support.
Take time to weigh the costs and value of each option, to determine which is best for you.
Facing this decision together helps ensure your loved one feels valued and involved, throughout the process.
No matter what you choose, The Birches team will be happy to support and guide you throughout your assisted living decision-making process.
Download our free Guide to Navigating Assisted Living to learn more and contact us for personalized assistance. The Birches is here for you on your assisted living journey.
